Welcome to massage therapy Guide
Massage Therapy Hands Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
You may also listen to this article by using the following controls.
Best Buys For Massage Therapy Liability Insurance
from:Massage therapy liability insurance is critical for the protection of massage therapists and their businesses; in the majority of states in the U.S., liability insurance for massage therapists is required in order for a therapist to legally practice.
The regulations that cover massage therapy liability insurance vary from state to state; and since massage therapists comprise a relatively small portion of the working population, finding good insurance coverage at good prices locally can be very difficult. Local insurance agents do not usually have the experience and expertise to know what types and limits of coverage are needed, and their access to insurance for massage therapy liability is very limited in many cases; limited availability translates into increased price and decreased value.
To meet the variety of liability insurance needs of massage therapists, professional associations and organizations offer insurance coverage. In the vast majority of cases, a professional massage therapy organization or association is the best place for a massage therapist to buy massage therapy liability insurance.
Therapists who buy liability insurance through professional organizations benefit from
• Knowledge and expertise—professionals who know what types of coverage are needed to not only meet state liability insurance requirements, but also provide adequate additional insurance for the protection of the therapist, his or her business, and his or her property
• Large group buying power—with insurance, the larger the group, the lower the liability insurance rate; professional organizations are able to combine members into one group and negotiate the best rates available to massage therapists for massage therapy liability insurance.
• Ease and convenience—it is much easier to purchase an established, detailed insurance policy through a group than to spend hours educating local agents as to your professional liability needs and regulatory requirements. Buying massage therapy liability insurance through a member organization is a fast and simple application process. In some cases, liability insurance is included in membership packages.
• Exceptional coverage—the insurance requirements of states are not always realistic in the event of a claim against a massage therapy business. Insurance offered through professional organizations is usually better than average and will provide very good protection.
Therapists should be aware, however, that they need more than the required malpractice insurance for the best protection of themselves, their property, and their business. Professional liability will protect in the event that treatment results in a lawsuit; general liability may also be necessary, and will afford protection in case a client is injured on the therapist's property. In addition, it may be prudent to purchase product liability to cover product injuries and reactions for both product used and sold by the therapist. Renter's insurance and personal/advertising injury insurance may also be beneficial.
The cost of massage therapy liability insurance is relatively low (starting normally under $200). The protection, however, is well-worth the price if a client should claim injury or negligence, and so massage therapy liability insurance quickly proves its worth in the event of an unfortunate circumstance.
Massage Therapy Hands News
Hands on HealthCare Massage Therapy and Wellness Day Spa Releases the Article: "Defining the Difference Between ...
There are distinct differences between medical massage and therapeutic massage. Advanced medical massage techniques often include, but are not limited to Trigger Point Therapy, Manual Lymph Drainage, Myofascial Release, Neuromuscular Therapy, Oncology Massage and Pre-natal Massage. Hands On HealthCare defines these differences in the their newly released article.Commack, NY (PRWEB) May 03, 2012 ...
Read more...Bay Area Massage Therapy School’s Acupressure Institute Instructor, Tom Sherman, to Participate in AIDS/Lifecycle Ride ...
Tom Sherman, an HIV-positive instructor at the Bay Area Acupressure Institute, will participate in June’s AIDS/Lifecycle Ride to End AIDS.Berkeley, CA (PRWEB) May 17, 2012 The Acupressure Institute, a Bay Area massage therapy school that provides Acupressure training, is proud to announce that one of its instructors, Tom Sherman, will participate in the AIDS/Lifecycle Ride to End AIDS. From June ...
Read more...Wellness Equipment Manufacturer Announces Oakworks Educational Series of Free Massage Therapy Continuing Education ...
Oakworks ® Inc. America's premiere manufacturer of Spa, Massage, and Medical Tables, announces Oakworks Educational Series, a series of free educational videos featuring the industry’s top massage therapy continuing education professionals.New Freedom, PA (PRWEB) April 30, 2012 OAKWORKS®, Inc., the premier U.S. manufacturer of spa, massage, and medical equipment, today reported on the success of ...
Read more...New Business: T.H.E. Rejuvenation Station
Employees at THE Rejuvenation Station Massage Center want to welcome you to the wellness of massage therapy. read more
Read more...Students Get a Wellness Room
School students in Belfast are getting some hands on learning when it comes to their overall health. Last month, the high school opened a wellness room. Volunteer licensed practitioners from the community come in to provide massage therapy, acupuncture, reflexology, and other forms of alternat . . .
Read more...